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Product Liability Insurance Policy

What is Product Liability Insurance?

Product liability insurance from Goldstar covers you in case of an injury or damage arising out of any defect in goods or products manufactured or supplied.

Goldstar offers this as a standalone or extension of Public Liability Insurance Cover.

Why do you need Product Liability Insurance?

Companies that need Product Liability Insurance include:

  • Any company that sells a product with their business or brand name on it.
  • Any business that repairs or makes changes to the product.
  • Any firm that manufactures the product.
  • Any business that imports products for sale.

In addition to this - if the actual manufacturer has gone out of business or cannot clearly be identified then the seller of the product could be held liable.

What does Product Liability Insurance Cover?

Product Liability Insurance may include cover for; pharmaceuticals and medical devices, asbestos, tobacco, recreational equipment, mechanical and electrical products, chemicals and pesticides, agricultural products and equipment, food contamination, and all other major product classes.