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Erection all risks (EAR) insurance

What is erecetion all risks insurance?

Our ear policy will cover the entire duration of the erection, commencing when the machinery and plant intended for installation is unloaded at the site and continuing during storage on the site, during erection and the subsequent test period.

We will provide comprehensive coverage for machinery mechanical equipment,apparatus,steel construction of any kind

Recommended for: factories including oil refineries, sugar mills, cement plants, paper mill, electrical transmissions and much more

Why do you need erecetion all risks insurance?

Due to the increased value and size of machinery, it has rendered it impossible for firms engaged in erection to carry the high liabilities involved for their own account and as such the need for the ear policies to be effected before an erection works can commence.

What does erecetion all risks insurance cover?

Our ear policy will cover the following:

  • Faults in erections
  • Lack of skill, carelessness, negligence
  • Malicious damage and sabotage
  • Theft
  • Accidents such as falling of objects, breakdown of erection equipment, or damage to machinery caused by the collapse of building or parts thereof.
  • Fire, lighting, explosion
  • Acts of god: storm, hurricane, tornado, typhoon, cycloon,flood, inundation,subsidence,landslide and rockslide.
  • Third party liability as stated in the policy

The indicative premium:

While providing you a quote the premiums may be a reflection of the following indicative rates depending on the period of erection:

  • Up to 12 months: 0.4%
  • An extra period per year: we load the 12 months rate by 25%