Insurance has parties to it. The first party, is the owner of the Motor Cycle. The second party, the Insurance Company and the third party is any other person who may be affected by the contract.

The buyer can get the policy transferred in his name by applying to the insurance company in which case an endorsement is made to the policy.

You can cancel your policy and the buyer can buy a new policy. You will get a refund for the unexpired / unused period provided there is no claim on the policy.

Third party policy covers the following risks: Death or injury to a third party

Comprehensive insurance policy covers your Motor Cycle against following risks:

• Natural calamities
• Man-made calamities
• Personal accident
• Third party legal liability
• Any permanent injury /death of a person
• Any damage caused to property

You can still renew your policy after your Motor Cycle inspection is complete. Insurance companies may apply additional loading on premium if policy had expired 45-days earlier.

Yes, you can but your Motor Cycle needs to be inspected before it can be renewed to comprehensive policy.

For Transfer of Insurance from one owner to another you need to submit the below mentioned documents.

• Old policy document
• Previous insurance policy
• New application form

If you are buying a new Motor Cyclce and want to transfer your existing policy over, you would need to contact us at our customer services department and amend your current policy. There may be a variation in price and a change in underwriting criteria for the new Motor Cycle.

A Sale letter of your old Motor Cycle will be required.