Are you a business owner looking to protect your employees from an unexpected accident?

Group personal accident insurance might just be the answer you’ve been searching for. In today’s unpredictable world, where dangerous situations can arise at any moment, it’s crucial to have the right coverage in place to safeguard your team. 

From injuries to death, this type of insurance can provide peace of mind for both you and your employees.

Group Personal Accident differs from Workers Compensation, in that it covers Employees 24 Hours a day, 7 Days a week even during personal time. Whereas, Workers Compensation only provides cover during working hours, and to or from work.

So, let’s look at what the GoldStar Group Personal Accident Insurance Policy Covers:

Death

In the unfortunate event of an employee’s death due to an accident, compensation is paid to their family members, easing their financial burden.

Permanent Disability

Our group personal accident policy covers instances where an employee may suffer from a permanent disability due to an accident. We provide compensation up to the sum assured to the employee, ensuring they’re not left financially vulnerable.

Partial Disability

If an accident leaves an employee partially disabled, our policy ensures that they receive a percentage of the sum assured, depending on the terms of the policy. 

Temporary Disability

We understand that total disability for a temporary period can lead to loss of income for Companies as they continue to pay salaries. To ensure that your Company isn’t affected, we provide a Temporary Disability benefit paid back to the Company.

Transport Of Mortal Remains

Respecting the dead is a crucial part of our policy. It includes the reimbursement of all expenses related to the transportation of an employee’s mortal remains that died as a result of an accident to their home or burial ground, up to an agreed limit.

Medical Expenses

To aid in quick recovery, we offer reimbursement of medical expenses and hospitalization charges related to the accidental injury, up to an agreed limit.