Defense Base Act Insurance

Defense Base Act (DBA) Insurance

What is DBA Insurance?

Defense Base Act (DBA) insurance, also referred to as DBA workers’ compensation, is a form of insurance provided to employers to protect against injury incurred or disease contracted by an employee arising during employment.

Goldstar is a leading provider of affordable, comprehensive Defense Base Act insurance coverage. As an experienced underwriter appointed with many DBA policies in Uganda, we have the experience to ensure we deliver the right DBA insurance policy for your organization.

More importantly, Goldstar is renowned for unparalleled service, with a dedicated team assigned to help you during your application process.

Requirements and Criteria

BACKGROUND: U.S. Federal law requires all contractors and subcontractors to secure Defense Base Act workers’ compensation insurance for their employees working overseas when they are engaged in the following activities:

  • Working for private employers on U.S. military bases or on any lands used by the U.S. for military purposes outside of the United States, including those in U.S. territories
  • Working on public work contracts with any U.S. government agency, including construction and service contracts in connection with national defense or with war activities outside the U.S.
  • Working on contracts approved and funded by the U.S. under the Foreign Assistance Act, generally providing for cash sale of military equipment, materials, and services to its allies, if the contract is performed outside of the United States
  • Working for American employers providing welfare or similar services outside of the United States for the benefit of the Armed Forces, e.g. the USO

If any one of the above criteria is met, all employees engaged in such employment, regardless of nationality, must be covered under the Defense Base Act unless they have an official waiver from the Department of Labor.  However, it is the Department of Labor’s policy that the waiver does not apply to citizens or legal residents of the U.S. or to employees hired in the U.S.

Goldstar claim process

No matter what your worry is, we’re here to help
explain the process, assess your claim fairly
and minimize the disruption to you with a transparent claims process.
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How to make a claim

We have a number of options to help you make a 
claim quickly and effectively. Contact our dedicated claims team for advice on
an incident/claim.
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Why choose us ?

Goldstar Insurance was IFM’s Best Insurance
Company in Uganda (2015) and has over
 the years consistently maintained a Global A+ Credit Rating
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2016 Global Business Outlook Award

Best insurance company in Uganda

2015 International Finance Magazine Award

Best insurance company in Uganda

A+ Global Credit Rating Co

Your expert local insurance partner

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Easy claim procedures with no hassle

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INSURANCE POLICY

FAQ's

How do I cover items that I take away from the home?
What is accidental damage cover?
Are items in my garage or shed covered?
I live in rental accommodation. Do I still need insurance?
What is an excess?

Tips

  • Ensure you declare a list of items to be insured under contents insurance including serial numbers, model, make and have the correct sum insured
  • Always keep valuables safely and locked out of site to protect against the risk of theft