Landlords Insurance

What is Landlords Insurance

Landlord’s Insurance from Goldstar is comprehensive cover to protect your residential or commercial premises against risks of Fire and Allied Perils. Permanent fixtures are also covered, as are driveways, fences, walls and other buildings.

If you are renting out your home or commercial building, loss of rent in the event of Fire and Allied Perils can also be covered.

What’s covered

Protection against damage or subsidence.
Loss or damage to buildings

  • Caused by events such as fire, theft and flooding
  • Cover includes fences, walls or gates
  • We also cover subsidence, heave of land and landslip
Damage to garage and outbuildings

  • The structure of your garage and any outbuildings are covered as standard
  • We’ll also cover swimming pools, ponds and fountains, hard courts, terraces, and patios
Liability protection for injuries or property damage

  • Protection for injuries or property damage (if you’re legally liable as the owner)

What’s not covered

Unfortunately, we can’t cover everything – make sure you’re happy with what’s not covered, including:

  • Wet rot, dry rot or frost damage
  • Damage that’s been caused over time
  • Claims for poor workmanship or faulty design

What’s optional

Choose optional add-ons at an additional cost to create cover that suits you.

  • Political Violence and Terrorism: Cover against political violence and terrorism
  • Loss of Income/Rent: Cover for loss of income or rent in the event of a covered peril

Goldstar claim process

No matter what your worry is, we’re here to help
explain the process, assess your claim fairly
and minimize the disruption to you with a transparent claims process.
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How to make a claim

We have a number of options to help you make a 
claim quickly and effectively. Contact our dedicated claims team for advice on
an incident/claim.
Read more

Why choose us ?

Goldstar Insurance was IFM’s Best Insurance
Company in Uganda (2015) and has over
 the years consistently maintained a Global A+ Credit Rating
Read more

Other types of insurance cover

All Risks Insurance

The widest cover for properties against loss or damage caused by any accident or misfortune ………….

Read More

Buglary Insurance

Provides compensation when a property suffers loss caused by theft when accompanied by forcible breaking into.

Read More

Electronic Equipment Insurance

Cover your property against loss or damage caused by any accident or misfortune

Read More

2016 Global Business Outlook Award

Best insurance company in Uganda

2015 International Finance Magazine Award

Best insurance company in Uganda

A+ Global Credit Rating Co

Your expert local insurance partner

Easy Claim

Easy claim procedures with no hassle

Save Your Money

Host of discounts – No claim bonus, Discount for Automobile

Instant Online Policy

Host of discounts – No claim bonus, Discount for Automobile.

INSURANCE POLICY

FAQ's

How do I cover items that I take away from the home?
What is accidental damage cover?
Are items in my garage or shed covered?
I live in rental accommodation. Do I still need insurance?
What is an excess?

Tips

  • Ensure you declare a list of items to be insured under contents insurance including serial numbers, model, make and have the correct sum insured
  • Always keep valuables safely and locked out of site to protect against the risk of theft
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