It’s crucial to understand not only what you’re protected against but also what is not included in the coverage.

While the Goldstar’s Motor Cycle insurance policies protects you from several eventualities, there are items that aren’t covered.

Motorcycle Comprehensive Insurance Policy

Electrical Or Mechanical Breakdowns

Should an electrical or mechanical breakdown occur, such as issues with on-board computers or other electrical components, GoldStar’s policy wouldn’t cover that. 

Tyres

If your tyres suffer any punctures, cuts, or bursts, including those caused by abrupt braking, the policy doesn’t provide protection. 

Depreciation

If your bike depreciates in value after a repair, the policy won’t be able to compensate for such a loss.

Motorcycle Third Party Insurance Policy

Motorcycle Third Party Enhanced Insurance Policy

Own Motorcycle

Our Third Party Enhanced coverage does not account for own damage, fire, or theft of your motorcycle. 

Medical Expenses

Medical expenses relating to your personal injury in an accident are not covered.

Personal Belongings

Personal belongings lost or damaged in an accident are also not covered by this policy.. 

Certain Replacements

Replacement of locks, transmitters, and immobilisers in case your keys are lost or stolen is not included in the coverage in the Third Party Enhanced

Motorcycle Third Party, Fire And Theft Insurance Policy

Own Motorcycle

This particular policy does not cover own damage to your motorcycle from an accident.

Medical Expenses

Medical expenses in case of your personal injury during an accident, isn’t covered

Personal Belongings

Loss or damage to personal belongings during an accident won’t be covered by this GoldStar insurance policy.

Certain Replacements 

Replacement of locks, transmitters, and immobilisers if your keys are lost or stolen will not be covered by this policy.

Keep in mind that these exclusions are standard in the industry and the main purpose of GoldStar’s Motorcycle Insurance policies are to secure you against significant financial losses from unforeseen incidents, making it the best motorbike cover.