At GoldStar Insurance, we pride ourselves on our transparency and commitment to addressing the specific needs of your business

Our motor insurance commercial plans are designed to provide a wide range of coverage, but as with any plan, there are certain exclusions.

Comprehensive

We are not able to cover events such as electrical breakdowns, including problems related to on-board computers and other electrical components. 

Tyre-related issues, such as punctures, cuts, and bursts – even those caused by braking, aren’t included in the plan coverage. 

Lastly, a potential decrease in your vehicle’s resale value following a repair is not covered.

Motor Third Party Fire And Theft

This policy does not cover any damages to your own vehicle from an accident.

In the unfortunate event of an accident, any of your medical expenses from your injuries will not be covered.

Any loss or damage incurred to your personal belongings is not covered under this plan.

This policy doesn’t cover replacements of locks, transmitters, and immobilisers if your keys are lost or stolen.

Costs for repairing or replacing glass are not included in this plan.

Motor Third Party And Motor Third Party Enhanced Plans

Damages to your own vehicle from fire or theft are not covered under these plans. 

No cover also applies to any medical expenses incurred by you in case of accidents. 

Personal belongings that might be lost or damaged during an accident are not covered. 

Replacement locks, transmitters, and immobilisers if your keys are lost or stolen are also not covered.

Lastly, repair or replacement of glass are not included in these plans either.