At GoldStar, we strive to provide our customers with the most extensive and comprehensive Travel Insurance policies possible. However, we also believe in transparency, and it’s important to us that our customers understand the exclusions of our policies.

Pre-Existing Medical Conditions

Firstly, please note that any pre-existing medical conditions are excluded from our policies. This ensures the focus of our coverage is on unforeseen incidents and emergencies that may occur during your travel.

Natural Disasters

We would also like to inform you that our policies expressly exclude claims caused by natural catastrophes, epidemics, and pandemics, barring exceptions laid out in the policy document. This includes extraordinary natural phenomena such as floods, earthquakes, volcanic eruptions, cyclonic storms, falling space objects, and other similar natural disasters.

Dangerous Acivities

Lastly, it should be noted that engaging in certain sports can result in no coverage. This includes motor or motorcycle racing, big game hunting outside European territory, underwater diving using artificial lung, non-commercial sea navigation, horse riding, climbing, boxing, wrestling, martial arts, parachuting, hot air ballooning, free falling, gliding, and any other dangerous sports or recreational activities.

We believe that being upfront about these exclusions will help you make an informed choice about your travel insurance needs. Our team is always available to answer any questions or clarify any doubts you may have about our policies. Thank you for considering GoldStar for your travel insurance needs.